Open Enrollment FY26

We have the following information and resources available to help you understand the benefits offerings for FY26 and make informed decisions during Open Enrollment and throughout the year.

1. Open Enrollment Guide: This Guide will provide an overview of the benefits, medical plan comparisons, contact information for the vendors and related information.
2. Open Enrollment Fair: This year our in-person Open Enrollment fair will be on Tuesday, May 6, 2025 from 10am – 3pm in the Linda K Paresky Center, MCB, 3rd floor. Harvard, as well as other plan vendors will be there to answer your questions. We will have massages, snacks and raffles. Please mark your calendars!
3. Harvard SmartStart Phone Line: Inquire on plan benefits, prescription and transition of care questions call 866-874-0817 or email [email protected]. If you are having an issue connecting via phone please email them.
4. Point32 Vision SmartStart Phone Line: Inquire on plan benefits, network and transition of care questions call 866-874-0817 or email [email protected]. If you are having an issue connecting via phone please email them.
5. FY26 Changes Only Summary: We have created a “changes only” summary so you can easily see what updates have been made.
6. Provider Look Up Tool: Employees are encouraged to confirm their doctors are in-network with the below links:
   • HMO – please look for HMO Or HMO Open Access
   • PPO – please look for PPO
   • Point32 Health Vision Plan
7. Harvard Pilgrim Brainshark: How to make the most of your health plan

We’ve planned several information presentations to review the FY26 Benefits, as well as one dedicated to the FY26 “Changes Only.” See below for registration links and dates/times. Both sessions will be recorded and posted to this website.

• Open Enrollment Presentation (Changes Only)
  May 8th 10:00 am – 10:30 am (via Zoom)
  May 12th, 12:30 pm – 1:00 pm (via Zoom)
  May 14th, 3:30pm – 4:00 pm (via Zoom)
• Open Enrollment Presentation – Full Review (including Harvard and BCBS will attend)
  May 7th, 12:00p m-1:00 p m (via Zoom)

Register For Info Session

• FY26 Benefits Guide
• FY26 Workday Open Enrollment Job Aid
• FY26 HMO Schedule of Benefits
• FY26 HMO Summary of Benefits and Coverage (SBC)
• FY26 HMO RX coverage
• FY26 PPO/HDHP Schedule of Benefits
• FY26 PPO/HDHP Summary of Benefits and Coverage (SBC)
• FY26 PPO/HDHP Preventive Pharmacy – No Deductible Applied
• FY26 Harvard Pharmacy Benefit – Including the $0 cost RXs
• FY26 Medical Free RX List_HMO
• FY26 PPO/HDHP RX coverage
• FY26 Health Reimbursement Arrangement (HRA) with Health Equity
• FY26 BCBSMA Dental Core Plan (Preventive and Diagnostic Plan)
• FY26 BCBSMA Dental Enhanced Plan
• FY26 Point32 Health Vision Coverage Summary
• FY26 Point32 Health Vision Member Guide
• FY26 Medical Plan Comparison Chart
• FY26 Medical, Dental and Vision Rates
• FY26 Domestic Partner Rate Sheet
• FY26 COBRA Rate Sheet

• FY26 Flexible Spending Account (FSA) Plan Summary
• Why choose a Health Savings Account (HSA)
• FY26 Health Savings Account (HSA) Summary

• FY26 Short-Term Disability (STD) Summary
• FY26 Long Term Disability Summary (LTD), Non-Taxable
• FY26 Long Term Disability Summary (LTD), Taxable
• FY26 Basic Life ADD & Voluntary Life ADD Summary
• FY26 Voluntary Supplement STD Colonial Open Enrollment Information
• FY26 Voluntary Life Insurance Evidence of Insurability

• Retirement Plan Information, Resources, and Support
• Employee Assistance, Urban Sitters and Other Benefits
• Simmons Charitable Donation Information Sheet
• Massachusetts Sick Time
• Travel Assistance
• MA Paid Family Medical Leave (MA PFML)